First Guaranty Bank Review

The First Guaranty Bank is based in Hammond, Louisiana. It is the primary subsidiary of First Guaranty Bancshares, Inc., a bank holding company. The bank serves customers in five states, including Texas. The bank has $18 billion in assets and more than 50,000 employees. There are about 4,000 employees at the bank. It was founded in 1887 and is a member of the Federal Reserve System.

The First Guaranty Bank offers a full range of accounts, from checking and savings accounts to money market and CDs. It also offers mortgage products and credit cards. The bank’s savings account rate is moderate, though other banks offer higher rates. A $5 monthly service fee is a drawback, but the bank offers several options that have no monthly fee and a high APY. However, some customers find the service lacking and are not satisfied with it. The bank has 21 branches in the United States. One of the most important features of a bank’s mobile app is its availability. Users can manage their finances and transfer funds using the mobile app, and contact customer service representatives.

The First Guaranty Bank’s mobile app is a popular way to manage your finances. Its user-friendly interface provides features that make financial management easier and faster. In addition, the mobile app provides direct access to support representatives to assist users. Overall, the First Guaranty Bank’s mobile application scores high in the consumer satisfaction survey conducted by SmartAsset.com. Its customer service and mobile banking features are also attractive, though some customers complain that the bank does not offer all-day customer service.

There are more than a dozen offices in the United States.

With over $2 billion in deposits and assets, First Guaranty Bank is an excellent choice for those looking for a hassle-free checking account. 후순위아파트담보대출 However, the bank’s 7.56% Texas Ratio is above average and should be considered a good sign for the bank’s stability. While the bank’s mobile app has received high ratings from SmartAsset, it does not meet the FDIC’s standards for high-quality service.

First Guaranty Bank’s customer service is excellent. However, the bank’s customer service is a tad limited. Fortunately, there are over 27 locations in Louisiana and Texas. Moreover, the bank offers mobile and online banking. But there are some drawbacks to the bank’s services. It offers poor savings rates and lacks a variety of other banking options. While its online services are efficient, it may be difficult to find an individual with a particular problem.

First Guaranty Bank offers many banking services in its local communities. Its locations include California State Route 18 and other major cities. Apart from its branches, the bank also offers mobile and web banking services. There is no 24-hour customer service at First Guaranty Bank, but the company will still be open for business and other transactions. In addition to this, it has online banking and telephone support for customers. There are also more than twenty branch locations in Louisiana.

The First Guaranty Bank has 27 branches in Louisiana and Texas.

Although it has a few locations in California and Georgia, the bank has very poor customer service. It offers no all-day customer support. Instead, the bank’s hours are 8:00 a.m. CT on weekdays, 7:00 p.m. CT on Friday. The bank offers online banking services. It also has 24 branches across the state. While this may seem like an unimpressive feature, it is a convenient way to interact with the bank’s representatives and get answers to any questions you might have. With a 3.9-star rating from the SmartAsset team, this bank is a solid choice for many consumers.

In addition to its branches, the bank has a website that offers mobile and web banking services. Unlike other banks, however, the bank does not have all-day customer service. The bank is open primarily on Monday, Tuesday, and Thursday, with Saturday being the only day of the week. Its telephone number is located at the bank’s headquarters in Hammond, Louisiana.

A guaranty is a guarantee of payment that a lender issues to a customer. It is a contract in which the guarantor agrees to pay back a loan if the borrower defaults on it. Often, the guaranty will be paid a portion of the amount of the debt if the borrower doesn’t pay the lender on time.